Financial peace of mind starts here
About
Approach
At your service: I'm here to meet your goals, not push sales. Evidence-based: trained as an Economist at McKinsey & Company, I'm highly analytical and this is reflected in my simple but streamlined investment approach. In it for the long-term: I build client relationships that last. I seek out clients that want an adviser for life.
Qualifications
Master of Arts (International Relations and Behavioural Economics) Bachelor of Commerce (Honours) in Economics CISI Level 6 Certificate in Advanced Financial Planning CISI Level 4 Diploma in Investment Advice Bachelor of Social Sciences (Philosophy, Politics, Economics)
Investment Philosophy
Balance is best: I understand the conflicting demands on your time and money and work around these to build a streamlined portfolio. Haystacks, not needles: I don't believe in stock picking, and build diversified portfolios in line with your Risk Profile. I buy the whole market (the haystack) to be sure you get the needle (top performing companies). Keep it simple: The best financial plans are simple. They give you the best chance to stick with an investment strategy for the long haul, which is what drives returns.
Independent, part of a Chartered Firm
Independent: I give impartial advice that suits your needs and can choose from all possible products in the market. Part of DGS: DGS Independent Financial Advisers Ltd. is an Award-Winning Chartered Financial Adviser Firm. They support me to serve you better.
"I am extremely happy with the advice and service I received from Ciaran Burks at DGS Independent Financial Advisers regarding my pensions. His review of my financial circumstances was carried out with the utmost care and thought and the advice given was very clear and comprehensive. He kept me fully updated at all times and was patient, professional and gave me great peace of mind. I would thoroughly recommend Ciaran and the team at DGS."
Ms. Lowe. Potters Bar
Testimonials
“Ciaran helped me get past all the financial jargon in the context of UK laws and translated my financial goals into a simple "To-Do" list. His knowledge on workplace pensions and benefits were simply invaluable.”
Mr. Waweru, Potters Bar
“Ciaran has helped me make important financial choices in my life. His expertise has helped me make the most of my tax-free allowances and plan my future. It's been an extremely useful exercise, and I highly recommend getting in contact with him.”
Dr. Zaayman, Guildford
Independent financial advice is excellent value
Quantifiable Benefits (2-3% per year)
Illustrative only versus non-advised UK investor
1. PWL Capital (2015). Value Proposition: Twelve Value-Added Services Performed by Investment Advisors.
2.Vanguard (2020). Putting a value on your value: Quantifying Vanguard Adviser’s Alpha
3. Vanguard (2022). The value of personalized advice.
Other Benefits
Planning
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Independent sounding board
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Peace of mind
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Articulate your goals
Advice
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React to legislation
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Understand complex rules
Action
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Outsource admin
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Prioritise decisions
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Review and update your position